National Consumer Law Center (NCLC) Content Topic Results
The results displayed below have been grouped first by VAWnet Special Collections - containing our most highly valued resources - then by individual related materials. Refine your search by category, types, author and/or publisher using the options provided. Sort by date published, date added, or alphabetically. For assistance in locating a resource, use our online contact form.
Results displayed are grouped first by VAWnet Special Collections then by individual related materials. For assistance in locating a resource, use our online contact form.
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March 2018
Tax-Time Products 2018: New Generation of Tax Time Loans Surges in Popularity
Publisher(s):In this tax-time financial products report explains the replacement of refund anticipation loans with refund anticipation checks, the difference between the two products, and historical data on the two products.
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January 2015
Special Issue: Foreclosures and Domestic Violence Survivors
Publisher(s):This report discusses how issues with home foreclosure can be intertwined with domestic violence issues.
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What You Should Know About Your Credit Report
Publisher(s):This fact sheet provides a quick guide for obtaining free annual credit reports, identifies credit report scams to watch for, and provides more in depth instruction on what to do if information in a credit report is inaccurate or incomplete.
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Consumer Concerns for Older Americans: Credit Card Debt and Credit Counseling
Publisher(s):Advocates may find this short piece helpful for a basic understanding of credit counseling services, including debt management plans (DMPs).
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The Truth About Credit Reports and Credit Repair Companies
Publisher(s):Credit repair companies often charge fees for things that individuals can easily do on their own. These companies may also promise to do things that cannot actually be done anyway.
Advocates may find this brochure helpful for community education as well as individual advocacy with survivors.
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Domestic Violence Survivors
Publisher(s):This webpage identifies a number of consumer issues faced by survivors of domestic violence, including: budgeting, prioritizing debt, credit reports, repairing damaged credit, utility rights, managing debt, assistance with payments, student loans, bankruptcy, and foreclosure.
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Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans
Publisher(s):Refund Anticipation Loans (RALs) are high-interest loans tax payers can purchase to speed up delivery of their tax refunds. Because the majority of taxpayers who purchase RALs are low-income people, many advocacy groups believe RALs to be a predatory lending practice.
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Credit Counseling Crisis Update: Poor Compliance and Weak Enforcement Undermine Laws Governing Credit Counseling Agencies
Publisher(s):A one-page sheet includes the findings, executive summary, and recommendations. The piece is an update to a more extensive report issued in April 2003, Credit Counseling in Crisis listed below. The update lists states that have licensing and registration laws. The report also describes survey results of an 8-state survey (Arizona, Idaho, Maine, Maryland, Minnesota, Mississippi, Nebraska, New York) covering numbers of licensing applications, rejections, enforcement actions, and staffing.