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An Online Resource Library on Gender-Based Violence.

Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans

General Material

Refund Anticipation Loans (RALs) are high-interest loans tax payers can purchase to speed up delivery of their tax refunds. Because the majority of taxpayers who purchase RALs are low-income people, many advocacy groups believe RALs to be a predatory lending practice.