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A Summary of Your Rights Under the Fair Credit Reporting Act

General Material
Published Date
August, 2013

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Included above is a summary of major rights under the FCRA.