Material Listing

The Center for Social Development undertook a review of current research on IDAs in the U.S. This report details this data gathering project, and highlights prime research examples as well as both common and uncommon findings.

This report provides findings from a survey of IDA programs across the country. The results include key aspects of the IDA field including information on accountholders, common asset purchases, and funding sources, as well as resource gaps of the field.

Many public policies mandate financial education for low-income people, but little research has documented the impact of these mandates on credit behavior. This paper summarizes an evaluation of mandated financial education for clients in a housing voucher program.

The author outlines the need to incorporate economic abuse, financial literacy, and asset building into all aspects of direct services, and policy and research agendas.

This brief describes the connection between intimate partner violence and economic instability, and details various efforts to increase financial literacy for survivors. Results from surveys with program participants are included, as well as key terms.

This review summarizes various research on financial literacy programs, and examines the relationship between financial education and behavior, and how financial literacy services can impact behavior and ultimately influence financial stability.

This brief paper discusses the importance of financial education programs, and specific considerations when working with domestic violence survivors.

This document outlines the core elements included in financial education curricula provided through the AFI program. Demonstrated understanding of these competencies is the foundation for basic financial literacy. These guidelines can be used by financial educators to develop financial education assessments, curricula and related materials.

IDA programs are now part of federal welfare law, the Assets for Independence Act, and various U.S. Department of Treasury initiatives.

This summary report details the experience of over 1100 children in 12 states, working with the SEED program. Included is information on related state and federal policy, market development, and communications. The results of this research have implications for the design of a larger system of CDAs.

This paper reviews the relationship between assets and children's long-term educational attainment, and highlights Child Development Accounts (CDAs) as an important asset in this equation.

Minimal research has examined the affect of public assistance rules on saving and asset accumulation among low-income families.

This study describes outcomes in the first large-scale CDA demonstration in the U. S. The research examines connections between savings outcomes and incentives in an asset-building program for children and highlights implications for CDA policy and design.

This paper outlines the effects of savings and asset accumulation on public benefits eligibility, and provides guidelines for learning about state specific eligibility policies. Included are tips for accessing public benefits while participating in non-AFIA and non-TANF funded IDA programs.

As a result of regular meetings between community development organizations, disability service organizations, universities, and federal agencies, research was undertaken to understand asset accumulation for people with disabilities, and to leverage existing community development resources and adapt existing asset building programs to meet the needs of this group.

This page offers a brief history of IDAs, a description of the role of banks, and a breakdown of where the match comes from, which states have state-supported IDA programs, and examples of successful IDA outcomes.

This page provides basic information about the AFI program, who is eligible and how to apply. Information is written for providers working domestic violence survivors.

The Plan for Achieving Self Support is a Social Security work incentive that allows individuals to save money above the $2000 asset limit. This site provides basic facts, tips for successfully applying, and links to additional resources.

This publication outlines lessons learned from various initiatives over a three-year period, related to financial access among immigrant populations. The activities discussed include regional meetings, a national conference and several independent research projects.

This document provides a comprehensive overview of IDAs, including the what, why and how, as well as an outline of state-supported IDA programs and various policy options for states and communities.

This page covers all the basics of IDAs including what they are, who qualifies, funding sources, and how to start an IDA program. Also available is a link to join a network of IDA providers.

This fact sheet provides statistics about immigrants in the United States, the relationship between race, gender and wealth, and a number of ways that immigrants build assets. The paper concludes with recommendations for federal policies.

This research brief provides a summary of a larger study examining the trends of post-secondary education saving among in American Indian communities.

This policy report outlines the basic concepts of asset-building, including terms and definitions. The authors then use a cultural context to understand these concepts in Native American communities, and highlight a few examples of programs across the country.

This page provides a brief overview of economic abuse, the importance of various asset building strategies for survivors, and findings from a few key asset building programs.