Credit Counseling in Crisis: The Impact on Consumers of Funding Cuts, Higher Fees and Aggressive New Market Entrants

It includes data and statistics, history, an analysis of common problems, and recommendations for change. Information in the report pre-dates the final passage of bankruptcy reform, yet still has application in terms of understanding the industry and reforms that need to be considered. Consumer materials on selecting a credit counseling agency are provided. The report includes a 3-page executive summary.

Advocates may find this document helpful for its in-depth review of the credit counseling industry.