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Rules Concerning Requests for Information 12 C.F.R. ¤ 202.5(c)

General Material
Published Date
January, 2005

This section of the Code of Federal Regulations, states the rules on request of credit information of a spouse or former spouse.  A creditor can not use information on the other spouse or former spouse of the applicant, except in specific instances of joint use, liability, or reliance on collateral or that spouseÍs income.