Material Listing

This brochure lists eleven tips for being a “smart consumer” when looking to buy a home. It also describes predatory lending and details tactics used by predators.

This webpage defines credit discrimination, as well as provides tips as to how individuals can protect themselves against credit discrimination. Individuals who believe they have been discriminated against can submit a complaint through a link provided on the webpage.

The NFCC is a national network of agencies that provide money management education; confidential budget, credit and debt counseling; and debt repayment plans for individuals and families.

This webpage provides information on credit counseling for consumers, as well as agencies. Questions and answers cover a wide range of issues that fall under the counseling process.

This webpage provides tips on obtaining a reputable credit counseling organization or agency, including questions to ask to help find the best counselor. It also provides background information on debt management plans as well as other debt relief options.

In addition to providing basic background information on the Community Reinvestment Act (CRA), this fact sheet identifies institutions covered by the CRA and discusses the Office of the Comptroller of the Currency’s responsibilities with respect to the CRA.

This webpage defines the Community Reinvestment Act and describes the history of the regulations.

This webpage provides background information on the Fair Debt Collection Practices Act, which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts from individuals.

This document provides a wealth of information on the Truth in Lending Act, which mandates that credit and charge card companies disclose their interest rates and other information about an account to the borrower before processing the loan.

This webpage provides background information on the Equal Credit Opportunity Act, which prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age.